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Military life insurance


We have helped 100’s of Military personnel find the best Military Life Insurance for their circumstances.

Life Insurance is important for everyone to look at. Especially with everything that is currently happening in the world.

Below we explain what Military Life Insurance is, how to get it and answering questions we get daily.


What is military life insurance?

Military life insurance is an insurance policy available to members of the armed forces and veterans.

Like normal insurance, it pays out a lump sum when you die. This is so you can make sure your family will be looked after financially when you’re gone.

Military life insurance is designed to accommodate the specific needs and lifestyle of those in the armed forces.

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But it could cover you for death at work, by natural causes, or even accidental death.

It can be tricky for a member of the armed forces to get standard life insurance, due to the nature of working in the military.

The Job comes with increased risks. Standard life insurance can be very expensive. Getting specialist military insurance can be a simpler and cheaper option.


How can I get insurance?

If you want to know more about Military Insurance then we can help. You can call us on 08081 551 807 or book an appointment here

Mortgage Squared specialise in Mortgages and Protection for our forces.


What do I need to know?

Before you can apply for the right Military life insurance policy, you’ll have a few decisions to make.

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You’ll need to think about:


How long you want cover for:

The term of your military life insurance policy is important. It gives you a timescale as to when your loved ones can claim on your behalf. The longer the insurance policy, the better the chances your family get will a payout if you pass away.


How much service cover do you want:

This dictates how much your family gets if you die during the term of your policy. The bigger the payout you choose, the more expensive your service life insurance monthly premiums will be.


What will they ask?

Insurance providers will look at how much risk you pose to them. They will also take into account factors such as:

  • Your age

  • Your specific role in the armed forces

  • Whether you smoke

  • Your general health and medical history

  • The length of the insurance term

  • The amount of cover you want.


Working in the military comes with increased risks. By asking about what your role is, the insurance provider is assessing your likelihood of being deployed and your risk of danger.

A bomb disposal expert, for example, may pay a higher premium for military insurance.


Mortgage Squared are always here to help you with your Protection and Mortgage needs.

You can give us a call 08081 551 807.

Or book an appointment here


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