The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk. Mortgage Squared is a trading style of Closer Financial Partners who are an appointed representative of Julian Harris Financial Consultants, which is authorised and regulated by the Financial Conduct Authority. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Read more